Main Article Content
Abstract
This study aims to determine the effect of financial literacy and online shopping on student consumptive behavior. This research method is quantitative using primary data with survey techniques using an online questionnaire tool on Google form with measurements using a Likert scale with a population of respondents in this study of 85 students of Muhammadiyah University of Palopo. The sample collection technique was carried out using the Slovin Method. The data analysis used was descriptive analysis, multiple linear regression analysis, Validity test, Reliability test, coefficient of determination, hypothesis test and F statistic test. The data analysis technique used was multiple linear regression analysis using the SPSS 25 application. The results showed that the independent variable Financial Literacy had a positive effect on Student Consumptive Behavior. This could be seen at a significant 0.002 <0.05, meaning that there was a positive and significant influence on Student Consumptive Behavior. And the Independent Online Shopping Variable has a positive and significant effect on Student Consumptive Behavior. This can be seen at a significant 0.000 <0.05 meaning that there is a positive and significant influence on student consumptive behavior.
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Article Details
References
- Aeni, EN (2019) The Influence of Onlineshops on Consumptive Behavior of Students of the Faculty of Islamic Economics and Business (Feb) Uin Walisongo Semarang. N'egeri Walisongo Islamic University.
- Afilla, Junaidi and Asriyani (2020) "The Influence of Online Shops and Lifestyles on Student Consumptive Behavior in the Millennial Era," p. 1–19.
- Dianingsih, FR (2020) “Naspub Fera Edit Setyo,” Effects of Using Online Shopping Applications and Digital Payment Facilities on Consumptive Behavior of Students of the Sharia Accounting Study Program in Iain Surakarta, p. 1–12.
- Fauzia, AN and Nurdin (2019) "The Influence of Financial Literacy on Consumptive Behavior," 5.
- Harsanto, MF Et Al. (2017) "The Effect of Debt To Asset Ratio on Return On Assets at Pt Asuransi Sinar Mas, Tbk in the 2011-2020 Period," p. 220–228.
- Laily, N. (2016) "The Influence of Financial Literacy on Student Behavior in Managing Finance," Journal Of Accounting And Business Education, 1(4). Available At: Https://Doi.Org/10.26675/Jabe.V1i4.6042.
- Nana Sucihati, R. And Ewin Aprilindia, R. (2019) "Analysis of Consumptive Behavior Through Online Shopping in Students of the Development Economics S1 Program, Faculty of Economics and Management, Samawa University," Journal of Economics and Business, 7(1).
- Nopiarahma, I. (2021) The Effects of Financial Literacy and Adjustment on the Consumptive Behavior of Economic Education Students at the University of Jambi. Jambi University.
- Palamba, FGS (2018) The Effect of Financial Literacy on Student Consumptive Behavior in the Accounting Study Program at Sanata Dharma University, Sanata Dharma University, Yogyakarta. Sanata Dharma University.
- Putri, MA, Luthfi, A. And Saidek, AR (2020) “The Influence of Financial Literacy on Consumptive Behavior of Students of the Syari'ah Economic Study Program Semesters IV and VI of An-Nadwah Kuala Tungkal Islamic College,” Sharia Economics, 3 (December ), Matter. 1–19. Available at: Www.Ejournal.An-Nadwah.Ac.Id.
- Riskayanti (2021) The Effect of Financial Literacy on Consumptive Behavior of the Millennial Generation of Students of the Management Study Program, University of Muhammadiyah Makassar. Muhammadiyah Makassar University.
- Septiansari, D. Dan Handayani, T. (2021) "The Influence of Online Shopping on Consumptive Behavior in Students During the Covid-19 Pandemic," Technology, 5(1), p. 53–65. Available at: Http://Journal.Lembagakita.Org.
- Savitri, AT. (2020) Analysis of Online Shopping Behavior Among College Students (Case Study of Student Feb Ump Purwokerto). State Islamic Institute (Iain) Purwokerto.
- Suwandi, E., Imansyah, FH and Dasril, H. (2018) "Analysis of Satisfaction Levels Using a Likert Scale in Speedy Services Migrating to Indihome," Journal of Electrical Engineering, Hal. 11.
- Winarta, AH, Djajadikerta, H. And Wirawan, S. (2019) "The Influence of Financial Literacy and Self-Control on Student Consumptive Behavior," Journal of Economic Education, 4(2), p. 77–91.
References
Aeni, EN (2019) The Influence of Onlineshops on Consumptive Behavior of Students of the Faculty of Islamic Economics and Business (Feb) Uin Walisongo Semarang. N'egeri Walisongo Islamic University.
Afilla, Junaidi and Asriyani (2020) "The Influence of Online Shops and Lifestyles on Student Consumptive Behavior in the Millennial Era," p. 1–19.
Dianingsih, FR (2020) “Naspub Fera Edit Setyo,” Effects of Using Online Shopping Applications and Digital Payment Facilities on Consumptive Behavior of Students of the Sharia Accounting Study Program in Iain Surakarta, p. 1–12.
Fauzia, AN and Nurdin (2019) "The Influence of Financial Literacy on Consumptive Behavior," 5.
Harsanto, MF Et Al. (2017) "The Effect of Debt To Asset Ratio on Return On Assets at Pt Asuransi Sinar Mas, Tbk in the 2011-2020 Period," p. 220–228.
Laily, N. (2016) "The Influence of Financial Literacy on Student Behavior in Managing Finance," Journal Of Accounting And Business Education, 1(4). Available At: Https://Doi.Org/10.26675/Jabe.V1i4.6042.
Nana Sucihati, R. And Ewin Aprilindia, R. (2019) "Analysis of Consumptive Behavior Through Online Shopping in Students of the Development Economics S1 Program, Faculty of Economics and Management, Samawa University," Journal of Economics and Business, 7(1).
Nopiarahma, I. (2021) The Effects of Financial Literacy and Adjustment on the Consumptive Behavior of Economic Education Students at the University of Jambi. Jambi University.
Palamba, FGS (2018) The Effect of Financial Literacy on Student Consumptive Behavior in the Accounting Study Program at Sanata Dharma University, Sanata Dharma University, Yogyakarta. Sanata Dharma University.
Putri, MA, Luthfi, A. And Saidek, AR (2020) “The Influence of Financial Literacy on Consumptive Behavior of Students of the Syari'ah Economic Study Program Semesters IV and VI of An-Nadwah Kuala Tungkal Islamic College,” Sharia Economics, 3 (December ), Matter. 1–19. Available at: Www.Ejournal.An-Nadwah.Ac.Id.
Riskayanti (2021) The Effect of Financial Literacy on Consumptive Behavior of the Millennial Generation of Students of the Management Study Program, University of Muhammadiyah Makassar. Muhammadiyah Makassar University.
Septiansari, D. Dan Handayani, T. (2021) "The Influence of Online Shopping on Consumptive Behavior in Students During the Covid-19 Pandemic," Technology, 5(1), p. 53–65. Available at: Http://Journal.Lembagakita.Org.
Savitri, AT. (2020) Analysis of Online Shopping Behavior Among College Students (Case Study of Student Feb Ump Purwokerto). State Islamic Institute (Iain) Purwokerto.
Suwandi, E., Imansyah, FH and Dasril, H. (2018) "Analysis of Satisfaction Levels Using a Likert Scale in Speedy Services Migrating to Indihome," Journal of Electrical Engineering, Hal. 11.
Winarta, AH, Djajadikerta, H. And Wirawan, S. (2019) "The Influence of Financial Literacy and Self-Control on Student Consumptive Behavior," Journal of Economic Education, 4(2), p. 77–91.