PENGARUH LITERASI KEUANGAN, PERENCANAAN KEUANGAN TERHADAP PENGELOLAAN KEUANGAN UNTUK KEBERLANGSUNGAN USAHA UMKM DI KECAMATAN WALENRANG BARAT KABUPATEN LUWU

Simon sesa, Olive PENGARUH LITERASI KEUANGAN, PERENCANAAN KEUANGAN TERHADAP PENGELOLAAN KEUANGAN UNTUK KEBERLANGSUNGAN USAHA UMKM DI KECAMATAN WALENRANG BARAT KABUPATEN LUWU. PENGARUH LITERASI KEUANGAN, PERENCANAAN KEUANGAN TERHADAP PENGELOLAAN KEUANGAN UNTUK KEBERLANGSUNGAN USAHA UMKM DI KECAMATAN WALENRANG BARAT KABUPATEN LUWU. (Submitted)

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Abstract

This study aims to examine the various effects of financial literacy, financial planning on financial management for the sustainability of MSME businesses in West Walenrang sub-district, Luwu district. The data collection method used is using a questionnaire which is distributed directly to MSME business actors, especially in the trading industry. The population in this study were MSME actors in the sub-district of West Walenrang, Luwu Regency. Porposive sampling was used with a sample of 45 respondents and the data analysis technique used was multiple linear regression analysis. Based on the results of multiple linear regression analysis, it was found that financial literacy and financial planning had a positive and significant effect on financial management for MSME business continuity in Walenrang Barat sub-district, Luwu Regency, which means that the better the literacy and financial planning of MSME actors, the better financial management is carried out. Keywords: Financial literacy, financial planning and financial management

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