The Influence of Financial Literacy on Family Financial Planning and Management Among Housewives

Nersa, Nersa and Goso, Goso and Duriani, Duriani (2025) The Influence of Financial Literacy on Family Financial Planning and Management Among Housewives. The Influence of Financial Literacy on Family Financial Planning and Management Among Housewives, 7 (2). pp. 604-624. ISSN 2686-262X

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Official URL: https://ejournal.iainpalopo.ac.id/index.php/alkhar...

Abstract

Financial literacy has an important role in family financial planning and management, especially among housewives who are responsible for managing family finances. This study aims to analyze the influence of financial literacy on family financial planning and management among housewives. Using a quantitative survey method, data was collected through the distribution of questionnaires to 211 housewife respondents in Tede Hamlet, and analyzed using linear regression. The results of the study show that the level of financial literacy has a significant and positive effect on the ability of housewives to prepare budgets, manage income and expenses, and make wise financial decisions. These findings confirm the importance of financial literacy education for housewives to improve family welfare.

Item Type: Article
Contributors:
ContributionContributorsID/NIDN/NIDK
TeacherGoso, GosoNIDN0912067603
TeacherDuriani, DurianiNIDN0903036701
Uncontrolled Keywords: Financial Literacy; Financial Planning; Financial Management.
Subjects: H Social Sciences > HG Finance
H Social Sciences > HJ Public Finance
Divisions: Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User: Nersa Nersa
Date Deposited: 01 Oct 2025 02:07
Last Modified: 01 Oct 2025 02:07
URI: http://repository.umpalopo.ac.id/id/eprint/5999

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