Pengaruh Materialistic Value dan Fear of Missing Out Terhadap Keputusan Keuangan Mahasiswa Aktif Pengguna Instagram dan Tiktok

Mulki, Aulia and Asriany, Asriany and Riyanti, Riyanti (2026) Pengaruh Materialistic Value dan Fear of Missing Out Terhadap Keputusan Keuangan Mahasiswa Aktif Pengguna Instagram dan Tiktok. Pengaruh Materialistic Value dan Fear of Missing Out Terhadap Keputusan Keuangan Mahasiswa Aktif Pengguna Instagram dan Tiktok, 7 (1). pp. 829-836. ISSN 2721-2971

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Official URL: https://doi.org/10.37638/bima.7.1.829-836

Abstract

Purpose:ThisstudyaimstoexaminetheinfluenceofmaterialisticvalueandFearofMissingOut(FoMO)onthefinancialdecision-makingofuniversitystudentswhoareactiveInstagramandTikTokusers.Thisstudyisimportantforunderstandingthepsychologicalfactorsthatinfluencefinancialbehaviourinthedigitalera.Methodology:Thisstudyemployedaquantitativeapproachusingasurveymethod.Datawerecollectedthroughquestionnairesdistributedto100universitystudentsinPalopoCity,selectedusingpurposivesampling.ThedatawereanalysedusingmultiplelinearregressionwithSPSS.Results:Thefindingsindicatethatmaterialisticvaluedoesnothaveasignificanteffectonfinancialdecisions,whileFoMOhasapositiveandsignificanteffectonstudents’financialdecision-making.Simultaneously,bothvariablessignificantlyinfluencefinancialdecisions.Thesefindingssuggestthatpsychologicalpressureandsocialcomparisondrivenbysocialmediausecontributetostudents’financialbehaviour.Novelty:ThisstudyintegratesmaterialisticvalueandFoMOinanalysingfinancialdecision-makingamongstudentswhoareactiveusersofsocialmedia,particularlyInstagramandTikTok.Conclusion:Students’financialdecisionsareinfluencedmorebypsychologicalandsocialfactorsthanbypurelyrationalconsiderations.TypeofPaper:ResearchArticle.

Item Type: Article
Contributors:
ContributionContributorsID/NIDN/NIDK
TeacherAsriany, AsrianyNIDN0913027402
TeacherRiyanti, RiyantiNIDN0931109401
Uncontrolled Keywords: KEYWORDSMaterialisticValue;FearofMissingOut;Financialdecision
Subjects: L Education > L Education (General)
Z Bibliography. Library Science. Information Resources > Z004 Books. Writing. Paleography
Divisions: Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User: Aulia Mulki
Date Deposited: 04 Aug 2026 05:37
Last Modified: 04 Aug 2026 05:37
URI: http://repository.umpalopo.ac.id/id/eprint/6726

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