Husna S, Nurul and Hapid, Hapid and Bachri, Samsul (2025) Pengaruh Literasi Keuangan dan LifestyleTerhadap Pengelolaan Keuangan Pribadi Gen-Z pada Mahasiswa IAIN Palopo. Pengaruh Literasi Keuangan dan LifestyleTerhadap Pengelolaan Keuangan Pribadi Gen-Z pada Mahasiswa IAIN Palopo, 7 (7). pp. 2190-2205. ISSN 2656-4351
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Abstract
In today's modern era, many people, especially the younger generation, face difficulties in managing their personal finances, which is often caused by low financial literacy and a lifestyle that is not in accordance with financial conditions. This study aims to determine the effect of financial literacy and lifestyle on Gen-Z personal financial management in IAIN Palopo students. the method used in this study uses quantitative methods with multiple linear regression techniques, with a sample size of 75 respondents, namely IAIN Palopo students in the Sharia Economics study program class of 2021, 2022, and 2023. Data collection was carried out using a questionnaire consisting of three variables, namely financial literacy, lifestyle, and personal financial management. The results of this study indicate that financial literacy has a positive and significant effect on student personal financial management, lifestyle has a positive and significant effect on student personal financial management, and simultaneously financial literacy and lifestyle have a positive and significant effect on personal financial management in Gen-Z students of IAIN Palopo.
| Item Type: | Article | |||||||||
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| Uncontrolled Keywords: | Financial literacy, lifestyle, personal financial management | |||||||||
| Subjects: | L Education > L Education (General) | |||||||||
| Divisions: | Fakultas Ekonomi dan Bisnis > Manajemen | |||||||||
| Depositing User: | Nurul Husna S | |||||||||
| Date Deposited: | 02 Oct 2025 07:41 | |||||||||
| Last Modified: | 02 Oct 2025 07:41 | |||||||||
| URI: | http://repository.umpalopo.ac.id/id/eprint/6022 |
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